Discover how small shifts in your driving habits, maintenance routines, and insurance strategy can lead to real savings — without compromising safety or comfort.
Speeding, rapid acceleration, and hard braking not only put you and others at risk — they burn more fuel and put wear and tear on your car. Driving more smoothly can increase your mileage and lower maintenance costs significantly over time.
Leaving your car running while waiting or parked wastes fuel. Even a few minutes a day adds up. If you’re stopped for more than 30 seconds, consider turning the engine off (unless you’re in traffic, of course).
Keeping your car in peak condition prevents expensive breakdowns and improves efficiency. Stick to a regular maintenance schedule that includes oil changes, fluid checks, air filter replacements, and tire rotations.
Underinflated tires reduce gas mileage, hurt handling, and increase the risk of tire blowouts. Check tire pressure monthly — it's quick, easy, and could save you hundreds annually on fuel.
Carrying unnecessary weight in your trunk or back seat reduces fuel efficiency. Every 100 extra pounds lowers your mileage by about 1%. Clean out the clutter — your wallet will thank you.
On highways, cruise control helps maintain a consistent speed, improving fuel economy. Avoid using it in heavy traffic or on hilly terrain where manual adjustments are safer.
Combine errands into a single trip to avoid backtracking. Use GPS or apps like Waze or Google Maps to avoid traffic delays and optimize your route.
Unless your car specifically requires it, premium gas provides no added benefit. Check your manual — switching to regular fuel could save hundreds each year.
Your rates can fluctuate due to policy changes, new discounts, or market conditions. Don’t auto-renew without checking around first. Use quote comparison tools or work with a broker who can shop rates for you.
Roadside assistance, rental coverage, or glass repair may not be essential if you already have these covered elsewhere (like through a credit card or membership). Eliminate overlapping coverage and keep only what matters.
Driving smarter isn’t about cutting corners — it’s about making intentional choices that prioritize both safety and savings. Review your habits, optimize your insurance, and maintain your vehicle consistently. The result? Less stress, more money in your pocket, and a longer life for your car.
